Payment Gateway Security Testing Checklist




Below given are some of the possible testing scenarios, which may prove to be useful in performing payment gateway testing.

  • Whether all the types of payment options available through the payment gateway are selectable or not. 
  • Whether each payment option is showing its specification and requirements after being selected by the user.What happens, after the failure of the payment process or if the session ends. 
  • To check, if the payment gateway is allowing to enter data in the blank fields of the card number, card name, expiry date and CVV number. 
  • To examine, how the payment gateway system behaves or responds, after leaving one or more fields, blank such as leaving CVV number field, blank, etc. 
  • Whether the user is being redirected to the application page, after the successful completion of the payment process. 
  • Applying language change, during the payment process.
  • Checking successful integration of all types of cards with the payment gateway system.
  • Whether the database is able to store and retrieve the credit card details and other useful information.
  • Checking the format of the amount to be paid, along with the currency format.
  • Checking transaction process for the Zero or negative amount value.
  • Evaluating the payment gateway after allowing and blocking the pop up.
  • Whether the transaction ID is being generated after the payment is done, successfully.
  • To check, whether transaction process is immediately transferred to the bank for the further processing.
  • Whether the mail, used to inform the customer is encrypted or not.
  • Checking the buffer pages between the application page and payment gateway system.
  • Checking back end process during the payment process.
  • Verifying security and error page during the payment process.
  • Whether the proper message or alert message is being shown for the successful payment or for the payment issues, respectively.

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